📊 Portfolio Insights
Understand your portfolio’s strengths and weaknesses through real-time AI evaluation. Get diversification insights, sector exposure analysis, and personalized AI recommendations.
🩺 Portfolio Health Summary
- Risk Level: Moderate
- Diversification: 78% Optimal
- Volatility: 12.4% (Below Market Average)
- Expected Annual Return: 8.2%
- Sharpe Ratio: 1.12 (Good Risk-Adjusted Performance)
- Sector Exposure: Tech (45%), Healthcare (20%), Finance (15%), Energy (10%), Others (10%)
💡 AI Suggestion:
Reduce Tech exposure by 10% and reallocate to Energy or Consumer Staples to improve risk balance. Consider slightly increasing cash reserves due to market volatility.
📈 Diversification Breakdown
Your portfolio contains exposure to multiple asset classes and industries, which reduces concentration risk.
| Asset Class | Allocation | AI Evaluation |
|---|---|---|
| Equities | 65% | Well-balanced, slightly overweight Tech sector |
| Bonds | 20% | Provides stability, could add TIPS for inflation hedge |
| Real Estate (REITs) | 8% | Good diversification but slightly underweight |
| Cash & Equivalents | 5% | Maintain liquidity buffer — 7–10% ideal |
| Commodities | 2% | Underexposed — consider gold or energy ETFs |
📊 Performance Metrics
- 1-Year Return: +9.3%
- 3-Year CAGR: +8.7%
- Max Drawdown: -12.5%
- Beta vs S&P 500: 0.85 (Less volatile than market)
- Alpha: +1.9% (Outperforming market benchmark)
- Correlation to Bonds: -0.32 (Excellent diversification)
🤖 AI Risk Analysis
AI evaluation identifies potential risks in your portfolio composition and market exposure.
- ⚠️ Overweight exposure to Technology could increase drawdown risk during corrections.
- 🧩 Underweight in Defensive sectors such as Utilities or Consumer Staples.
- 📉 Rising interest rates could pressure growth-heavy holdings.
✅ Recommendation: Gradually diversify into low-volatility ETFs and inflation-protected assets.
🚀 Next Steps to Improve Your Portfolio
- Rebalance portfolio quarterly based on AI alerts.
- Increase exposure to undervalued sectors (Energy, Industrials).
- Add fixed-income ETFs to stabilize cash flows.
- Monitor global macro trends and central bank policy changes.